Can students go into the negatives?

Yes, they can! This provides a valuable teaching opportunity about debt. It’s important to emphasize that all students are welcome in your classrooms, even if they don’t have enough to pay rent or other classroom expenses. No student will ever be excluded from class or denied resources. Instead, you’ll work with them individually to create a repayment plan if necessary. This plan might involve the student taking on an additional classroom job, coming in during lunch to work on extra credit, or you helping them find opportunities to earn bonuses. Our philosophy is that it’s better for students to learn from these experiences in a supportive environment, so they’re better prepared for the real world.