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Lesson Plan: Savings & Interest

Use these lessons to introduce the concepts of Savings & Interest to your students!

Katie Gracey avatar
Written by Katie Gracey
Updated over 5 months ago

In this lesson plan, students will explore the concepts of saving and interest by setting up and managing checking and savings accounts using ClassBank (formerly ClassEquity). They will transfer money between accounts, understand the impact of interest rates, and set financial goals for bigger purchases. Additionally, the lesson engages students in calculations of simple and compound interest to highlight how savings can grow over time.

Lesson Plans

Companion materials

Jump$tart Standards Alignment

  • Saving 4-1: When people save money, they are choosing not to spend money today to be able to buy something in the future.

  • Saving 4-2: A savings plan is a plan for setting aside money to pay for a future need, goal, or emergency.

  • Saving 4-4: Safety and ease of access are factors to consider when deciding where to keep savings.

  • Saving 4-5: Financial institutions often pay interest on deposit accounts to attract customers to deposit money in their institution.

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